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Loans Switch And Save Loan

SWITCH AND SAVE LOAN

Imagine what you could do with a little more money in your pocket! You could have it by paying less interest on your loan. Let Synergy Credit Union help you discover how you can SWITCH your loan to SAVE money!

Want More Money in Your Pocket?

Then Switch to Save!



Imagine what you could do with a little more money in your pocket! You could have it by paying less interest on your loan. Let Synergy Credit Union help you discover how you can SWITCH your loan to SAVE money!

Synergy Credit Union wants to let our community in on the benefits of a credit union loan. We want to show our membership how much they could save by having their loans at a credit union! Offering lower interest rates on loans puts money back in members' pockets and helps them with the day-to-day task of affording life. And that's what Synergy Credit Union is all about.

Just bring in your monthly statements for any type of loan in any other financial institution - credit card, car, home improvement , educational, etc. . We'll review your current loan rates and monthly payments and see how switching to a loan at Synergy Credit Union can save you money.

Anyone who is a member or interested in becoming a member can drop in to Synergy Credit Union for a review session to explore money-saving refinancing opportunities. Come in yourself and make sure to tell your friends and family!


Apply for the SWITCH AND SAVE LOAN HERE

Terms and Conditions of the SWITCH AND SAVE LOAN HERE


YOUR LOAN, YOUR WAY

You pick the repayment term as long it a maximum of 5 years, you pick the how often you want to repay, weekly, fortnightly or monthly. It is much easier to pay by direct debit , standing order or payroll deduction.( Payroll Deduction Form Available Here ) Remember you can clear a Synergy Credit Union loan at anytime without any penalties.

Don't pay more than you have to in interest! Come in today and start saving! For more information,

Email us info@synergycu.ie or Freephone us at 1800 272927


Benefits of Switching to a Synergy Credit Union Loan

  • Lower Interest Rate 7.2% APR - you pay less so more money in your pocket
  • Community Based - owned and run by the members for the benefit of the community
  • 10% Interest Rebate last year - e.g. If you paid €500 interest, you got back €50 into your hand at the end of the year - nice touch just before Christmas.
  • Free Loan Protection Insurance - (terms and conditions apply) DETAILS HERE
  • Interest calculated on reducing balance, the quicker you pay the less interest you pay
  • Option to pay more than agreed amount at any time

See how much you save by switching LOAN CALCULATOR


Type of Loan

APR

Cost / Month

Cost of Loan
(60 Months)

YOU SAVE

Switch and Save Loan

7.2%

€98.99

€933.59


Typical Average Bank Loan Interest Rate

13%

€111.93

€1717.46

€783.87

Typical Average Credit Card Interest rate

20%

€127.98

€2681.61

€1748.02

Know Your Loan: Representative Example: €5,000 loan over 60 months; 60 monthly repayments of €98.89; Rate of interest 6.95% p.a. variable; Representable APR 7.2%; Total Cost of Credit is €933.59. Synergy Credit Union Ltd is regulated by the Central Bank of Ireland

Contact Us
  • Synergy Credit Union
  • Tel: 1800 272927
  • Fax: 025 32503
  • Email:
  • Address: 27/29 Patrick Street, Fermoy, Co Cork
Opening Hours
Fermoy Branch
  • mon
  • tue
  • wed
  • thu
  • fri
  • sat
  • 10:00am - 4:00pm
  • 10:00am - 4:00pm
  • 10:00am - 4:00pm
  • 09:30am - 4:00pm
  • 09:30am - 4:00pm
  • 09:30am - 1:30pm
Watergrasshill Branch
  • tue
  • fri
  • sat
  • 10:00am - 2:00pm
  • 10:00am - 4:00pm
  • 09:30am - 12:00pm
*closed for lunch 12:30 - 1:30pm
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Synergy Credit Union Ltd is Regulated by the Central Bank of Ireland. Reg No. 126 CU